Empowering Your Business with Comprehensive Banking Solutions

Partnerships for business success.

Old National Bank provides business banking services designed for growth, offering specialized accounts, flexible loans, and advanced treasury management solutions. We help businesses manage finances efficiently, fund operations, and optimize cash flow with expert support and tailored financial tools.

Streamline Your Business Finances with Old National

Managing business finances requires precision and reliable support. Old National Bank understands the unique demands faced by companies, from startups to established enterprises. Our business banking services are crafted to simplify financial operations, allowing you to focus more on core business activities and less on administrative tasks. We provide the tools and expertise necessary for effective cash flow management, secure transactions, and strategic financial planning.

Old National Bank offers a suite of solutions that integrate seamlessly into your daily operations. This includes various account types, lending options, and sophisticated treasury management services. Our goal is to be more than just a bank; we aim to be a financial partner that contributes directly to your company's stability and growth. We prioritize understanding your specific challenges to offer relevant and impactful financial guidance.

Whether you're looking to improve liquidity, finance an expansion, or protect against fraud, Old National Bank has a solution. Our experienced business bankers work closely with clients to identify opportunities for efficiency and cost savings. We believe that strong financial foundations are key to sustained success, and our services are built to support that principle.

Business Checking & Savings Accounts Designed for Growth

Old National Bank provides a variety of business checking and savings accounts, each designed with different business needs in mind. Our checking accounts range from basic options for smaller businesses with fewer transactions to more advanced accounts that offer earnings credits to offset service charges, ideal for businesses with higher activity levels. We focus on providing clarity in fee structures and convenient access to funds.

Each account comes with access to Old National Bank's digital banking platform, offering features like bill pay, account alerts, and detailed transaction reporting. We ensure that managing your deposits and withdrawals is straightforward and efficient, providing the financial transparency necessary for sound business decisions.

Flexible Business Loans & Lines of Credit

Funding is often a critical component of business growth and operational stability. Old National Bank offers a diverse portfolio of business lending options tailored to meet various financial requirements. From short-term working capital needs to long-term capital investments, our lending specialists work to structure financing that aligns with your business plan and cash flow projections.

"Access to appropriate capital at the right time can define a business's trajectory. Old National Bank is committed to providing flexible and competitive financing solutions that support our clients' strategic objectives."

Our loan products include traditional term loans for equipment purchases or facility expansion, as well as revolving lines of credit for managing seasonal fluctuations or unexpected expenses. We also offer specialized financing for commercial real estate and government-backed loans. Understanding the nuances of your business allows us to provide financing that is not just a loan, but a strategic tool for achieving your goals. We aim for a transparent and efficient application process, ensuring you receive timely decisions and clear terms.

Treasury Management Solutions for Optimized Operations

Effective treasury management is essential for controlling cash flow, managing liquidity, and mitigating financial risks. Old National Bank provides a suite of advanced treasury management services designed to bring efficiency and security to your financial operations. These services help businesses manage receivables, payables, and overall cash positions more effectively.

  1. Cash Management: Tools like remote deposit capture, automated clearing house (ACH) services, and wire transfers accelerate collections and streamline payments.
  2. Liquidity Management: Services such as sweep accounts and zero balance accounts automatically manage excess cash, moving funds to interest-bearing accounts or paying down lines of credit.
  3. Fraud Prevention: Positive Pay and ACH Debit Block services help protect your business from check and electronic payment fraud, safeguarding your assets. Learn more about Treasury Management from the OCC.
  4. Information Reporting: Detailed online reporting provides real-time visibility into your account activity, enabling better financial forecasting and decision-making.

By implementing Old National Bank's treasury management solutions, businesses can gain tighter control over their financial resources, reduce manual processing, and enhance overall operational efficiency. Our specialists can help you identify the right combination of services to meet your specific needs.

Industry-Specific Banking Expertise

Every industry has its own financial rhythms, regulatory considerations, and growth opportunities. Old National Bank recognizes that a one-size-fits-all approach to business banking is often insufficient. We have developed specialized insights and financial solutions tailored to the unique characteristics of various sectors. Our bankers possess a deep understanding of the economic drivers and challenges prevalent in industries like manufacturing, healthcare, professional services, and agriculture.

For instance, businesses in the healthcare sector might require specific financing for medical equipment or managing complex billing cycles. Agricultural businesses often need seasonal lines of credit that align with planting and harvesting cycles. Our industry-focused approach means we speak your language and understand the nuances of your operating environment. This allows us to provide more relevant advice and propose financial products that truly support your strategic goals rather than generic offerings.

Partnering with Old National Bank means gaining access to a team that not only understands banking but also understands your business's specific industry context. This specialized expertise enables us to offer more than just transactions; we provide informed financial counsel that can help your business navigate market shifts and capitalize on new opportunities. We are dedicated to building long-term relationships based on this specialized understanding.

Partner with Old National for Business Success

Choosing the right financial partner is a critical decision for any business. Old National Bank offers more than just a range of banking products; we offer a partnership built on trust, understanding, and a shared commitment to your success. Our team of experienced business bankers is dedicated to understanding your specific financial objectives and challenges.

We invite you to connect with us to discuss how our tailored business banking services can benefit your company. Whether you are seeking to open new accounts, explore financing options, or implement advanced treasury management solutions, Old National Bank is prepared to provide the guidance and support you need. Our personalized approach ensures that you receive solutions that are truly aligned with your business strategy. We are committed to fostering long-term relationships and providing the financial stability and resources necessary for your business to thrive.

Service Category Old National Bank Offerings Key Benefit for Businesses Ideal Business Size
Business Accounts Checking, Savings, Money Market Efficient cash flow management, secure deposits Small to Large
Business Lending Term Loans, Lines of Credit, CRE Loans Access to capital for growth and operations Small to Mid-Market
Treasury Management ACH, Wire Transfers, Positive Pay, Sweeps Optimized cash flow, fraud prevention, operational efficiency Mid-Market to Large
Specialized Services Industry-specific banking, merchant services Tailored solutions, expert industry insights All Sizes

Questions about Business Banking

What types of business checking accounts does Old National Bank offer?

Old National Bank offers various business checking accounts, including options for businesses with low transaction volumes and those with higher activity. Some accounts provide earnings credits to offset service charges, while others offer interest on balances. This variety ensures businesses can choose an account that best fits their operational needs and transaction patterns.

How can Old National Bank help my business with financing?

Old National Bank provides flexible business financing solutions, including term loans for capital expenditures, lines of credit for working capital, and commercial real estate loans. Our lending specialists work with you to understand your business objectives and structure financing that supports your growth initiatives and operational requirements.

What are the benefits of using treasury management services from Old National Bank?

Old National Bank's treasury management services help businesses improve cash flow, enhance liquidity, and reduce financial risk. Benefits include faster collections through remote deposit, streamlined payments via ACH, fraud protection with Positive Pay, and real-time reporting for better financial control and decision-making.

Does Old National Bank offer banking solutions for specific industries?

Yes, Old National Bank provides industry-specific banking expertise. Our bankers understand the unique financial challenges and opportunities within various sectors, such as manufacturing, healthcare, and agriculture. This specialized knowledge allows us to offer more relevant advice and tailored financial products designed to meet industry-specific needs.

How does Old National Bank support small businesses?

Old National Bank supports small businesses with a range of services including appropriate checking and savings accounts, flexible small business loans, and accessible treasury management tools. We offer personalized guidance from experienced business bankers who understand the unique needs of small enterprises, helping them establish strong financial foundations and achieve growth.

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